FREE DOWNLOAD
From Credit Woes to Beauty Goals
Stop Chasing Perfect Scores — Start Building a Profile Lenders Love
Download this free resource and learn how to secure the funding your beauty business needs without years of trial and error.
FREE DOWNLOAD
From Credit Woes to Beauty Goals
Stop Chasing Perfect Scores — Start Building a Profile Lenders Love
Download this free resource and learn how to secure the funding your beauty business needs without years of trial and error.
"I’ve seen firsthand how a weak credit profile can block even the most talented entrepreneurs from growing their businesses. I’ve also seen the transformation when that profile is corrected: approvals, funding, and expansion. This guide gives you the same roadmap my clients use to turn denials into opportunities."
— Troi, Beauty Business Advocate & Funding Strategist
The exact steps beauty professionals are using to get approved:
The exact steps beauty professionals are using to get approved:
The Profile-Building Secrets Lenders Don’t Tell You
Discover why lenders care more about your credit profile than your score and how to make your profile irresistible for approvals.
The Credit Profile Builder Checklist
Access a step-by-step roadmap to spot errors, add positive accounts, and structure your credit for maximum impact.
The 5 Rules for Irresistible Credit
Learn the exact habits that keep your credit strong (on-time payments, utilization hacks, diversification, and more) so you stay approval-ready.
How to Turn Credit Into Capital for Your Beauty Biz
See how beauty professionals are using strong credit to unlock equipment financing, expand salon suites, and fund big business goals.
Securing over $1M in funding within 12 months of building a lender-friendly profile.
From constant denials to over $500,000 in approvals proof that lender-friendly profiles work.
Hi, I’m Troi Hawkins, founder of Funded and Flourishing, operating under Velena Consulting Group.
I partner with both beauty professionals and small business owners to move beyond financial setbacks, secure strategic funding, and create businesses and legacies that last for generations.
Funded and Flourishing exists to elevate women entrepreneurs beyond financial setbacks by building lender-ready profiles, securing strategic funding, and creating legacies that last for generations.
Without this guide, you’ll stay stuck in the cycle of applying, getting denied, and settling for less than you deserve.
With it, you’ll have the clarity and exact steps to create a lender-friendly profile, attract real funding opportunities, and finally move from credit woes to beauty goals.
So, let’s get it DONE 💎
WHAT ACTUAL CLIENTS HAVE TO SAY ABOUT TROI...
“Troi is nothing short of amazing! Her knowledge and experience on so many topics when it comes to starting a business and the details that come with it are unmatched!”
Priscilla, E-commerce Store Owner
"As a new small business owner who literally knew nothing about funding or business structure, I can honestly say working with Funded and Flourishing was the best decision I ever made. Troi was incredibly patient, knowledgeable, and supportive—literally holding my hand through every step of the process."
Alanah, Wellness Owner
"She has been such a huge help in guiding me with funding options and getting my credit restoration on track. If you’re looking for someone who is knowledgeable, professional, and genuinely wants to see you win, Troi is the one to go to!"
Ebony, Small Business Consultant
